How Best to Qualify for a
Private Student Loan
You can improve your chances of receiving money you need for college and reduce your costs of borrowing with lower rates and fees by applying with a qualified cosigner such as your parent or another.
Most students will add cosigners to their private student loan application. Unlike other federal student loans and grants, you won't be turned down because your cosigner has too much money.
When you apply online, you can take advantage of our "Application Save" feature. You can come back anytime to complete your application, add cosigner information, and then submit your application.
If you choose not to apply with a co-signer, you must be the following credit guidelines in order to be approved: see below. |